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Affordable & Income-Based Apartments in Greater Houston

Affordable & Income-Based Apartments in Katy

Compare 9 affordable and income-based apartment communities in Katy, TX. Learn what to check on income limits, fees and waitlists, and how we score them.

How affordable and income-based apartments work in Katy

Affordable apartments in Katy fall into a few types. Some are income-restricted communities, often funded through the Low-Income Housing Tax Credit program, where rent is capped and you must qualify by household income. Others are market-rate properties with lower rents but no income test. Both can be a good fit, but the application process differs.

Before you tour, ask which program the community uses and what percentage of area median income (AMI) it serves. Then check the details that change your real monthly cost:

  • Income limits for your household size, and the documents required to prove them
  • Application fees, deposits, and monthly charges for trash, pest control or parking
  • Current waitlist length and how often it is updated
  • Utility allowances, which can lower your rent in restricted units
  • Maintenance response times and lease renewal terms

We list 9 communities in this category. Our scores weigh pricing transparency, resident feedback, and how clearly each property explains its qualification rules. You can see the full ranking in our ranked guide to the best Katy apartments, and read how we calculate scores on the methodology page.

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All affordable & income-based apartments in Katy, ranked by score and relevance

9 businesses, scored on recent reviews. The order weighs each business's overall score by how much of its reviewed work is affordable & income-based apartments, so a lower-scored specialist can rank above a higher-scored generalist.

Everleigh Katy
4.8(228)✓ Google-verified

Staff stand out across the board: leasing agents Audrey, Delmy, Tia, and Maggie earn consistent praise for warmth and patience; maintenance staff like Izy and Jesus go beyond standard work. Grounds are clean, residents report feeling safe, and amenities like the heated pool appeal. One departing resident faced serious friction with upper management over early exit terms, claiming rule changes and a threatened $3,000 non-disclosure fee after security concerns went unaddressed. Door locks and pest problems have also surfaced. The mix of glowing testimonials and one detailed grievance suggests excellence at the frontline but occasional gaps in management follow-through.

The Avalon
4.7(53)✓ Google-verified

Residents praise the friendly office team and fast repairs. Grounds and pool stay tidy, and the area feels quiet and safe. Regular bingo, lunches, and birthday events build a close community. One resident says the AC still feels weak.

Marquis at Katy
4.4(319)✓ Google-verified

Leasing staff, especially Monique and Sandy, earn the most praise for guiding new residents through move-in. Many reviewers call maintenance quick and clean, and they describe the units and pool as well kept. Several 1-star reviews say the tone shifts once people become residents. Reviewers who write about the office describe rent payments, a $75 late fee, and rude treatment after signing. Two reviews allege unfair treatment based on background. Maintenance gets good marks, but the office side draws the sharpest criticism in this set.

Camden Downs at Cinco Ranch Apartments
4.1(303)✓ Google-verifiedPublishes prices

Most reviewers praise the leasing team, especially Farides, for friendly help and quick answers. Maintenance gets good marks for speed. One recent 1-star review says old appliances keep failing and repairs drag on.

Camden Grand Harbor Apartments
4.4(318)✓ Google-verifiedPublishes prices

Residents who praise Camden Grand Harbor mostly point to the leasing team and maintenance staff. Several reviewers name Jeremie, Farides, and Jessica as helpful and quick to respond. Many describe the community as quiet, clean, and well kept. Recent reviews turn sharply negative on security. Multiple 1-star reviews describe car thefts, tires removed, and an entrance gate left open for weeks. A longer 4-star review also cites trash, noise, and slow enforcement of community rules.

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Greenwood at Katy
4.2(175)✓ Google-verified

Five-star reviews praise Chelsea and the tidy grounds. Many one-star reviews describe slow refunds, unanswered emails, and application delays. Several mention management problems, including eviction notices and billing disputes. Reviews point in two directions.

Mason Park Apartments
4.1(420)✓ Google-verified

Most recent reviews praise the staff, especially leasing agent Taylor and maintenance worker Adolfo. Several 5-star reviewers say the team is kind and quick to help. The 1-star reviews are sharper, raising pests, a closed or dirty pool, and a manager's tone. Security is the sharpest concern in the set. One reviewer says robberies and vandalism rose over two months and that management is not acting. A long-time resident also says gym equipment is broken and stolen. Weigh these against the strong staff praise before you decide.

Westborough Crossing Apartments
3.2(167)✓ Google-verified

Westborough Crossing splits reviewers sharply. Strong grounds maintenance, a dedicated manager named Trish, and responsive maintenance earn consistent praise from some residents. Others report a persistent cockroach problem despite monthly pest control, poor sound insulation between units, high and rising fees, garbage overflow, and security failures including vehicle theft. The 3.2-star average reflects genuine tensions between good staff effort and serious habitability complaints.

Apartments in Katy Texas
3.6(7)

Long-term residents praise the gracious staff and family-like atmosphere, but newer callers encounter phone confusion and frustrated responses when seeking leasing details. Limited recent data makes a fuller picture difficult.

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Common questions about affordable & income-based apartments

How much do affordable apartments in Katy typically cost?
Rents vary by unit size and program. Income-restricted units are priced by AMI tier, so a one-bedroom is often noticeably below nearby market-rate listings. Ask each community for its current rent chart, since limits are reset annually.
What income do I need to qualify?
Most income-based communities set a maximum, commonly 50 to 80 percent of AMI for your household size. Many also require income of about two to three times the monthly rent. Confirm both numbers with the leasing office.
What documents will I need to apply?
Expect recent pay stubs, tax returns or benefit letters, photo ID, Social Security numbers for adults, and bank statements. Restricted properties often verify income more thoroughly than market-rate ones, so approval can take longer.
How can I judge the quality of an affordable community?
Tour in person, look at unit condition and grounds, and ask about maintenance turnaround. Read recent resident reviews, and check that fees are listed in writing before you pay an application fee.

Last updated 2026-10-23